In-patient hospitalisation: Room rent, nursing, surgical appliances, ICU, medicines and consumables
Pre-hospitalisation: Medical expenses before hospitalisation for same condition that insured has been hospitalise for
Post-hospitalisation: Follow up treatment up to 60 days after hospitalisation
Day Care Procedures: Less than 24hrs as an inpatient e.g. surgery of the ear, nose, eyes, tonsils
Organ Donor: Medical expenses for harvesting of the organ if it is for the insured
Medical Check-up: After 4 years being continuously insured with no claim. E.g. ECG, completed blood count, urinalysis
Emergency Ambulance: Reimbursing the insured with the expenses for his or her transportation for treatment as an inpatient