Motor Vehicle
Protect your vehicle and drive with confidence.
Your vehicle is an important investment, and having the right insurance gives you added protection when the unexpected happens. H Savy Insurance offers a range of Motor Insurance options for private vehicles, from comprehensive protection to essential third-party cover.
Choose from the cover options below to find the protection that suits your needs.
Comprehensive Cover
It provides broad protection for your vehicle against accidental loss or damage, while also covering your legal liability to third parties.
Your cover includes:
- Loss or damage to your vehicle due to accident, collision, fire, theft or malicious acts
- Removal of your vehicle if it is disabled following loss or damage
- Third-party death or bodily injuryÂ
- Third-party property damage
- Personal Accident Cover for the driver
- Personal Accident Cover for immediate family members
- Medical expenses following accidental injury
- Towing expenses — up to SCR 2,500
- Funeral expenses — up to SCR 25,000
Double Platinum Cover
For brand-new private vehicles, our Double Platinum Cover provides additional benefits on top of our standard Comprehensive Cover, including:
- Loss of Use Cover of up to SCR 15,000 in the first policy year, SCR 6,000 in the second policy year, SCR 3,000 for the following years, in the event of an accident
- Excess Waiver on accidental damage during the first policy year (minimum 3 years driving experience)
For second-hand private vehicles, Loss of Use Cover of up to SCR 5,000 is available in the event of an accident.
Third Party Fire & Theft
Third Party, Fire & Theft provides protection against loss or damage to your vehicle caused by fire or theft, together with legal liability to third parties following an accident.
Your cover includes:
- Loss or damage to your vehicle caused by fire or theft
- Third-party death or bodily injury
- Third-party property damage
- Liability to passengers travelling in the insured vehicle
Third Party Only
Our Third Party cover provides essential protection against your legal liability to third parties following an accident.
This is our most basic level of Motor Insurance and does not cover accidental damage, fire or theft of your own vehicle.
Your cover includes:
- Third-party death or bodily injury
- Third-party property damage
- Liability to passengers travelling in the insured vehicle
In the event of an accident after business hours, you can contact any of the following:
BREAKDOWN SERVICES
24/7 Breakdown Services 2578888 or 2588889
Asba Breakdown Services 2512102 or 2519251Â
EMERGENCY SERVICES
Seychelles Police 4288000 or 999 Seychelles Fire and Rescue Services Agency 4289999 or 4323242
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